Insuring Your Health: Health Insurance Co-Ops Offer New Option For Some Marketplace Shoppers

Kaiser Health News consumer columnist Michelle Andrews writes: "Many consumers who shop for coverage on the state health insurance marketplaces this fall have a new option to consider: a health insurance co-op. The nonprofit, member-run "consumer oriented and operated plans," or co-ops, were created under the federal health law to enhance competition on the marketplaces and give consumers affordable choices that emphasize patient-focused, coordinated care. Whether these plans will offer a markedly different consumer experience compared to traditional insurance coverage or do a better job helping members get and stay healthy remains to be seen. Co-op managers say that, at a minimum, the plans' governance structure ensures that consumers' voices will be heard" (Andrews, 10/15). Read the column.

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