What Will Insurance Premiums Under Obamacare Look Like?

Kaiser Health News and The Washington Post parse the significance of recent announcements in New York and Indiana.

Kaiser Health News: Consumers In Most States Unlikely To See N.Y.'s 50 Percent Reduction In Premiums In Individual Market
New York's announcement this week that insurance premiums would drop 50 percent next year for individuals buying their own coverage in new online marketplaces made good talking points for proponents of the health law, but consumers in most states are unlikely to see similar savings (Appleby, 7/19).

Kaiser Health News: Analysis: N.Y. Insurance Market Called 'Poster Child' For Individual Mandate
The nosedive in health insurance prices that New York officials announced earlier this week was driven by many factors, but the most important was the individual mandate, a central component of Obamacare. That's because insurers are betting they can use that often reviled requirement that takes effect Jan. 1 to nag, nudge, push and prod 2.6 million uninsured New Yorkers, especially the young and healthy, to buy coverage" (Rabin, 7/19).

The Washington Post: Indiana Says Health Plan Costs Will Spike To $570. That's Not The Full Story
The average health insurance plan in Indiana will increase by 72 to percent next year and hit $570 under the 2010 health-care law, the state announced Friday. What does that tell us? It certainly doesn’t tell us insurance coverage in Indiana will be cheap; that much is obvious. But it doesn’t really tell us that Indiana’s premiums are outrageous – in fact, when you dig into the documents insurers’ filed, it turns out Indiana’s rates look a lot like the rest of the country (Kliff, 7/20).

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