Capsules: Some States Are Pushing "Employee Choice" For Small Business Insurance; Tax Break Can Help With Health Coverage, But There’s A Catch

Now on Kaiser Health News' blog, Julie Appleby reports on a choice some workers will have on a few online health insurance marketplaces: "Small business workers in at least 15 states and the District of Columbia may have a menu of health insurance choices next year, something that didn’t seem likely a few months ago. Back in April, federal officials concerned about the potential for major glitches put off until 2015 a provision that would offer small businesses owners a way to allow their employees to choose from among a variety of competing plans in the new online marketplace being overseen by the Obama administration" (Appleby, 7/11).
 
Also, insurance columnist Michelle Andrews examines a key distinction between the premium subsidy and the cost-sharing subsidies offered to lower income people on the new  marketplaces: "There are two kinds of financial help for people planning to enroll in the online health insurance marketplaces that will open this fall. One could put people at risk of having to pay some of the money back, while the other won’t. That’s one big difference between tax credits and subsidies, both of which are intended to help people with lower incomes pay for health insurance through the new health care law" (Andrews, 7/10). Check out what else is on the blog.

 

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