Analysis: Health Insurance Premium Costs Vary Widely

Premiums were generally highest in the Northeast and lower in the South and Mountain states, according to a new Kaiser Family Foundation analysis of data from the National Association of Insurance Commissioners.

Modern Healthcare: Individual Premiums Higher In Northeast: Analysis
Monthly premiums for individual insurance policies were generally highest in the Northeast and lower in the South and Mountain States, according to a new analysis. The Kaiser Family Foundation released an analysis of 2010 data from the National Association of Insurance Commissioners this week that found the average monthly insurance for individual adult or child coverage was $215. However, the cost of coverage ranged from as little as $136 in Alabama to more than $400 in Massachusetts and Vermont (Daly, 8/9).

The Connecticut Mirror: New England Among The Costliest For Individual Health Plans
Health insurance premiums can vary based on a number of favors, including an area's cost of living, health care costs, demographic factors such as age, the benefits offered by a plan and patient cost-sharing, the report says. In addition, several northeast states — Massachusetts, Vermont, New York and New Jersey — have already made insurance reforms that allow people with pre-existing conditions to enroll in health insurance, potentially raising the cost of premiums (Levin Becker, 8/9).

Los Angeles Times: California Health Insurance Premiums Lower Than In Other States
Californians who bemoan high insurance premiums may not have it as bad as they think. It turns out that people in other states pay a lot more for health coverage. A new analysis of individual insurance markets across the country shows that Californians pay $157 a month on average for coverage (Helfand, 8/10).

Kaiser Health News: Capsules: Health Insurance Premiums Vary Widely, Report Says
How much does health insurance cost? It's a deceptively simple question to ask, but a notoriously difficult one to answer, especially for people who buy their own coverage because they don't get it through their jobs. A report released today adds to what has so far been a limited data pool attempting to answer the question (Appleby, 8/9).

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